{"id":3555,"date":"2020-05-28T00:01:33","date_gmt":"2020-05-28T07:01:33","guid":{"rendered":"http:\/\/getakko.com\/?post_type=faq&amp;p=3555"},"modified":"2020-05-28T00:01:33","modified_gmt":"2020-05-28T07:01:33","slug":"why-is-an-akko-plan-better-than-renters-insurance","status":"publish","type":"faq","link":"https:\/\/faqs.getakko.com\/faq\/why-is-an-akko-plan-better-than-renters-insurance\/","title":{"rendered":"Why is an AKKO Plan better than renters&#8217; or homeowners&#8217; insurance?"},"content":{"rendered":"<p class=\"no-margin\">Renter\u2019s insurance (from Lemonade, Jetty, or other established insurance providers) typically covers losses to your property from damage or theft ONLY when you\u2019re at home and <b><i>DOES NOT<\/i> <i>cover Accidental Damage<\/i><\/b> like a dropped phone or spilling coffee on your laptop.<\/p>\n<p class=\"no-margin\">Accidental Damage like Cracked Screens, Spills, and Drops are more than 12x as likely to happen than the losses that occur which Renter\u2019s Policies will even cover\u2026<\/p>\n<p class=\"no-margin\">Additionally, the deductibles on a Renter\u2019s Policy for losses from damage like fires, floods, or a break-in are usually $250-$1,000\u2026<\/p>\n<p class=\"no-margin\">That\u2019s WAY higher than our $99 deductibles for ANY claim filed. Whether it\u2019s Accidental Damage, or Theft, Vandalism, or even a Fire\/Flood, or natural disaster.<\/p>\n<p class=\"no-margin\">Plus, the cost of your renter\u2019s or homeowners insurance coverage may also increase when you do file a claim\u2026<\/p>\n<p class=\"no-margin\">Whereas the coverage you get when signing up with AKKO <b>will never increase<\/b> because you file a claim!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Renter\u2019s insurance (from Lemonade, Jetty, or other established insurance providers) typically covers losses to your property from damage or theft ONLY when you\u2019re at home and DOES NOT cover Accidental Damage like a dropped phone or spilling coffee on your laptop. Accidental Damage like Cracked Screens, Spills, and Drops are more than 12x as likely [&hellip;]<\/p>\n","protected":false},"author":2,"template":"","meta":{"footnotes":""},"question-topic":[2,3],"channel-partner-faqs":[],"_links":{"self":[{"href":"https:\/\/faqs.getakko.com\/wp-json\/wp\/v2\/faq\/3555"}],"collection":[{"href":"https:\/\/faqs.getakko.com\/wp-json\/wp\/v2\/faq"}],"about":[{"href":"https:\/\/faqs.getakko.com\/wp-json\/wp\/v2\/types\/faq"}],"author":[{"embeddable":true,"href":"https:\/\/faqs.getakko.com\/wp-json\/wp\/v2\/users\/2"}],"version-history":[{"count":0,"href":"https:\/\/faqs.getakko.com\/wp-json\/wp\/v2\/faq\/3555\/revisions"}],"wp:attachment":[{"href":"https:\/\/faqs.getakko.com\/wp-json\/wp\/v2\/media?parent=3555"}],"wp:term":[{"taxonomy":"question-topic","embeddable":true,"href":"https:\/\/faqs.getakko.com\/wp-json\/wp\/v2\/question-topic?post=3555"},{"taxonomy":"channel-partner-faqs","embeddable":true,"href":"https:\/\/faqs.getakko.com\/wp-json\/wp\/v2\/channel-partner-faqs?post=3555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}